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Our Products

Let us help you make your dream a reality.

Our team welcomes the opportunity to discuss your unique situation to assess which mortgage product is best for you. 

To keep things simple, here's a quick list of what we offer our clients:

  • Purchase Loans

    • Conventional (as little as 3% down payment, based on the 3C's - call us to learn more)

    • FHA (3.5% down payment, great for borrowers with lower credit scores or those who have a higher debt-to-income ratio)

    • VA (0% down payment as long as the sales price isn’t higher than the home’s appraised value, other qualifications apply)

    • USDA (0% down payment, restrictions apply, a great option for lose looking to live outside the city limits who have lower cash reserves for a down payment)

  • Refinance Loans

    • Cash-Out (utilize your equity to build an addition, pay off credit card debt, or take a vacation - follow your dream)

    • Rate & Term (great option if you have a higher interest rate or want to shorten the term of your loan)

  • HELOCs (Home Equity Line of Credit, provides homeowners access to their equity to allow them to achieve their goals)

  • Construction Loans/One-Time Close Loans (Build your dream home with one closing cost on land you purchase or already own)

  • Investment Loans

    • DSCR (qualification based on the income potential of the property, not on your individual income)

    • Fix & Flip (looking to increase your retirement portfolio and have experience with renovations, this may be the option for you)

  • Bank Statement Loans (great for self-employed individuals)

  • Reverse Mortgages (this really is a great option for anyone over 62 years of age who has equity in their home, but is struggling to make ends meet, or doesn't want to have a mortgage payment)

  • Jumbo Loans (we have loans to fit all budgets, including those that exceed the conforming loan limits)

Let us help you purchase, refinance, or remodel your home.
Share your dream  today.

Your Dream. Our Privilege.


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