Our Products
Let us help you make your dream a reality.
Our team welcomes the opportunity to discuss your unique situation to assess which mortgage product is best for you.
To keep things simple, here's a quick list of what we offer our clients:
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Purchase Loans
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Conventional (as little as 3% down payment, based on the 3C's - call us to learn more)
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FHA (3.5% down payment, great for borrowers with lower credit scores or those who have a higher debt-to-income ratio)
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VA (0% down payment as long as the sales price isn’t higher than the home’s appraised value, other qualifications apply)
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USDA (0% down payment, restrictions apply, a great option for lose looking to live outside the city limits who have lower cash reserves for a down payment)
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Refinance Loans
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Cash-Out (utilize your equity to build an addition, pay off credit card debt, or take a vacation - follow your dream)
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Rate & Term (great option if you have a higher interest rate or want to shorten the term of your loan)
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HELOCs (Home Equity Line of Credit, provides homeowners access to their equity to allow them to achieve their goals)
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Construction Loans/One-Time Close Loans (Build your dream home with one closing cost on land you purchase or already own)
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Investment Loans
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DSCR (qualification based on the income potential of the property, not on your individual income)
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Fix & Flip (looking to increase your retirement portfolio and have experience with renovations, this may be the option for you)
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Bank Statement Loans (great for self-employed individuals)
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Reverse Mortgages (this really is a great option for anyone over 62 years of age who has equity in their home, but is struggling to make ends meet, or doesn't want to have a mortgage payment)
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Jumbo Loans (we have loans to fit all budgets, including those that exceed the conforming loan limits)
Your Dream. Our Privilege.
SM